🏦 Savings Goal

₹2 lakh for a wedding, in 22 deposits he could actually see

MS
Manikandan Selvaraj
30 · Bank probationary officer · Karaikudi
22 months of tracking
ℹ️ Illustrative example — a written scenario showing how the tool is used, not a real customer testimonial.
Before

Manikandan had been saving for his wedding for three years by leaving whatever survived the month in his account. It never survived. The target existed only as a sentence.

What they logged
  • Three named goals, each with a target amount and a deadline
  • Every deposit on salary day, before anything else moved
  • The tool’s monthly-target figure as his standing instruction
The moment it clicked
The goal page divided ₹2,00,000 by the months remaining and produced ₹9,090. An abstract wish became a bank instruction he could set up that same afternoon.
What changed
Measure Before After 22 months
Wedding fund ₹18,000 in 3 years ₹2,04,000 in 22 months
Goals completed 0 2 of 3
Method whatever was left over transferred on day 1
How they keep track now

The progress bar against the days-remaining counter. When the bar lags the deadline the tool recalculates the monthly figure and he adjusts the standing instruction.

““Save for the wedding” did nothing for three years. “₹9,090 on the 1st” worked immediately.” — Manikandan Selvaraj, Karaikudi
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